Buying Property in Marbella FAQs - Cilo Marbella

Question 1

Can non-EU nationals buy property in Spain?

Accepted Answer

Yes, non-EU nationals can purchase property in Spain without restrictions, including high-value real estate in Marbella. Spain’s transparent legal system protects property rights for international investors, ensuring a secure buying process. Marbella remains a top destination for foreign buyers due to its exceptional climate, cosmopolitan lifestyle, and robust property market. Whether you are seeking a holiday home or a long-term investment, purchasing a villa or apartment in Marbella offers both financial security and a luxurious Mediterranean lifestyle.

Question 2

What are the additional costs involved in buying a home in Marbella?

Accepted Answer

When purchasing Marbella real estate, buyers should allow for additional costs of approximately 10–13% of the purchase price. These expenses include property transfer tax (7–10%), notary fees, land registry charges, legal fees, and, for new-build properties, VAT. Cilo Marbella ensures that clients are fully informed of all associated costs from the outset. With our trusted network of local professionals, the entire transaction is handled with transparency, helping you plan your budget with confidence.

Question 3

What is the process for purchasing property through Cilo Marbella?

Accepted Answer

Cilo Marbella offers end-to-end assistance throughout the buying process. We start by identifying the best properties that meet your requirements and arranging private viewings. Once a property is chosen, we handle negotiations and liaise with experienced local lawyers to oversee due diligence. The process typically involves paying a reservation deposit, signing a private contract, and finalising the sale at the notary. Our aim is to make buying property in Marbella smooth, efficient, and stress-free.

Question 4

What are the benefits of investing in Marbella real estate?

Accepted Answer

Investing in Marbella real estate combines lifestyle and financial advantages. Properties in prime locations such as the Golden Mile or Sierra Blanca often deliver strong rental returns and excellent long-term value appreciation. Marbella’s popularity with international buyers ensures a stable demand, while the area’s luxury amenities—beach clubs, golf courses, fine dining—add to its appeal. Beyond investment, owning a villa in Marbella means enjoying a world-class Mediterranean lifestyle in one of Europe’s most prestigious destinations.

Question 5

Are new-build or hotel-style residences available?

Accepted Answer

Yes, Cilo Marbella provides access to exclusive new-build developments and branded hotel-style residences. These modern properties often feature innovative architecture, energy-efficient systems, and resort-like services such as 24-hour concierge, wellness centres, and fine dining. New-builds are ideal for buyers seeking a low-maintenance holiday home or turnkey investment. Our team can recommend properties across the Golden Mile, Puerto Banús, and East Marbella to match your preferred style and budget.

Question 6

How long does the buying process typically take?

Accepted Answer

The buying process in Marbella generally takes 4–6 weeks from the reservation deposit, though a period of 2–3 months is more common. This timeline allows for thorough legal checks, contract preparation, and arranging financing if required. Cilo Marbella coordinates with trusted lawyers, banks, and notaries to ensure a smooth and timely completion. Our expertise ensures that every step of your property purchase is handled efficiently and professionally.

Question 7

Can I get a mortgage in Spain as a non-resident?

Accepted Answer

Yes, many Spanish banks offer mortgages to non-resident buyers, typically financing up to 60–70% of the property’s value. Applicants will need to provide proof of income, credit history, and financial documentation. At Cilo Marbella, we connect clients with reputable banks and mortgage brokers experienced in working with international investors. Our guidance simplifies the process, allowing you to secure financing and purchase your ideal Marbella villa or apartment with confidence.

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